KYC. Wait 2 weeks.
npm install.
Ship tonight.
You have a UPI ID. That's enough. No registration, no current account, no gateway approval. Your existing bank account + AI that watches for payments via email, app notifications, or SMS. Connect one source or all three.
or run npm i upiagent
Try it
Don't trust us.
Test it.
Pay ₹1 right now. Watch the AI pick it up in real time. No signup, no API key, no BS.
Real QR + real Gmail verification. No simulation.
Gateway vs. UPI Agent
You just want to
get paid.
Traditional gateway
Register a business. Open current account.
KYC documents. "Under review." Wait. Wait more.
UPI Agent
Your existing UPI ID. Your existing bank account.
npm install, connect a verification source, ship.
How it works
Three steps.
No registration.
Generate QR
One API call. Get back a QR code your users scan with any UPI app. That's it.
const qr = await agent.create({
amount: 499,
upi_id: "you@upi"
})
// returns { qr_url, payment_id }Customer pays
GPay, PhonePe, Paytm — whatever they use. Money lands in your existing bank account. Same UPI ID you already have.
// Customer scans QR // ₹499 → your bank account // Your existing UPI ID // No new account needed
AI verifies
Connect email, app notifications, or SMS — pick any source. Our AI watches for the payment and confirms it automatically.
const result = await agent.verify(
payment.id
)
// { verified: true, amount: 499,
// sources: ["email", "app"] }Got a UPI ID?
You're ready.
No registration. No current account. No waiting.npm install upiagent — connect a source, start verifying.